YOUR MONEY SHOULD BELONG TO YOU.
CHECK OUT THESE TOP TEN MONEY SAVING STRATEGIES:
1) SHOP AROUND FOR INSURANCE EVERY YEAR
Prices changes based on claims experience. Lack of
an insurance incident should mean that you pay less.
Price shop the carriers to get your best rate.
Consider giving all you insurance needs to 1 carrier,
your premiums can go down by 15%.
2) ADJUST YOUR WITHHOLDING IF YOU ALWAYS GET A TAX REFUND.
Do not let the government hold on to your money when
when go invest it yourself.
3) PAY CASH INSTEAD OF CREDIT (this one is my favorite)
Paying cash will reduce your cash outflow and save you
money by not using your credit cards.
4) MAKE YOUR HABIT A TREAT - Whatever you do -do it less
often so that it is special. If you buy a special coffee
everyday, buy it once a week so that you appreciate it
more and save money too.
5) BOOST YOUR 401K CONTRIBUTION TO THE MAXIMUM - this is
your money save it. The maximum is $17K in 2012 and
22,500 for Americans 50 and older. Take advantage.
6) MAKE SAVINGS AUTOMATIC - Try putting some money away
every month so that at the end of the year you will
have a tidy sum in your savings account.
7) TAKE CARE OF YOURSELF - Eat right, go to the doctor,
go for your tests, exercise and treat yourself well.
8) INCREASE THE DEDUCTIBLE ON YOUR INSURANCE.
9) USE CFL LIGHTBULBS SO THAT YOU SAVE MONEY AND HELP
THE ENVIRONMENT BY REDUCING GREENHOUSE EMISSIONS,
10) LEARN TO TREAT YOUR MONEY LIKE IT MATTER BECAUSE IT
DOES. IT SHOULD BELONG TO YOU. BE CONVERSATIVE WITH IT.
GOOD LUCK AND REMEMBER YOU CAN DO IT!!!!!!
